Debt Counselling in Malaysia

Being in debt is the last thing any Malaysian wants in their list. By the end of June 2019, the household debt in Malaysia reached 82.2%. This was one of…

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Good Debt Vs Bad Debt

Being in debt at some point in life is almost inevitable for most people.  Unless you are born with a silver spoon in your mouth, there will be times when…

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Judgment Debtor Summons (JDS)

Let’s imagine a scenario in which one of your clients has defaulted in payments.Even though you have notified him through multiple emails or letters, you find no response. Finally, you…

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Debt Service Ratio

If you have been to a bank to apply for a loan to start your business, you might have noticed that before granting you the loan the banker will do…

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Proof of Debt

It is a nightmare for a creditor to know that the company they have financed is being liquidated! Malaysia is a country full of potential. From innovative technology firms, well-developed…

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